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Recently, the topic of cashless payments has been getting more attention in Japan, and I wanted to write about it today.

Since the COVID-19 pandemic, cashless payments have spread rapidly throughout Japan. However, I recently learned that the transaction fees can be a heavy burden for small businesses and independently owned shops.

Although a fee of 3–4% may not sound like much, when you think about a ¥100 loaf of bread, the shop loses about ¥3 or ¥4 on every sale. That made me feel sorry for small business owners.

On the other hand, cashless payments are very convenient. You can earn reward points, and you don’t have to deal with coins or carry much cash.

Because of that, I’ve decided to pay in cash at the small businesses I want to support, such as my favorite eyelash salon, nail salon, and massage shop. For supermarkets and convenience stores, I’ll continue using cashless payments.

I hope that in this small way, I can help support the local businesses and traditions that are important to our communities.